Thursday, 7 April 2016

Daily Challenge Quiz 7th April 2016 (07.04.2016) for Competitive/ Recruitment Exam

Dear expert mm readers. From Today we are publishing "Daily Challenge Quiz", This Quiz is based on daily current affairs and events, banking awareness, general and financial awareness, with some numerical ability and reasoning based questions and some from General English and Marketing and Computer Knowledge Section. This quiz will be in Hindi and English mix questions and answers. We hope that this quiz is most important for every aspirant of upcoming banking jobs, govt jobs and recent SBI Clerk Recruitment Exam 2016, RBI Officer Exam, Insurance, LIC Exam, Indian Railway Recruitment (RRB) Exam, SSC exam and special for IBPS Bank PO, Bank Clerk, Bank SO (Specialist Officer) Exam etc. Read today quiz and give your answers. Our mm team answers published soon on same day. These all questions from fresh or ibps previous year question papers or bank exam asked gk/ga questions. This quiz also available in pdf for your review in ending of the every month.

इस क्विज में आपसे रूप से आपसे सभी प्रमुख विषयों पर प्रश्न पूछे जायेंगे। प्रश्नों के उत्तर उसी दिन कभी भी प्रकाशित किये जा सकते है। आप अपने संभावित उत्तर नीचे दिये गये कमेंट बाॅक्स में लिख दें। एमएम टीम द्वारा उत्तर उपलब्ध करवाने के बाद आप अपने उत्तरों को मिलना कर के देख सकेंगे। इस आर्टिकल के माध्यम से आपको आपकी परीक्षा की तैयारी के स्तर का बहुत ही अच्छे तरीके से पता चल सकेगा।

Practice Online Question Paper : Total Time - 80 Minutes
Daily Challenge Quiz 7th April 2016 (07.04.2016) for Competitive/ Recruitment Exam

Part- I (Test of  : Computer Knowledge)
1. The content of RAM is
a) Permanent 
b) Temporary 
c) Volatile
d) Duplicate

2. 1 MB (Mega Byte) is equivalent to
a) 220 bytes
b) 210 bytes
c) 240 bytes
d) 28 bytes

3. The common secondary devices (auxiliary storage units) are
a)Floppy disk drive
b) Magnetic drum
c) Magnetic tape drive
d) Magnetic disk drive

4. The hexadecimal equivalent of a binary number 100110101s
a) A9
b) B9
c) 9A
d) 9B

5. Memory is made up of
a) A set of Circuits
b) A large number of cells
c) A set of wires
d) None of the above

6. The binary system has the blow mentioned symbols
a) 0,1,2,3,4,5,6,7,8,9
b) 0,1,A,B,C
c) 0,A 
d) 0,1

7. The binary equal of a octal number 635 is
a) 1010111102
b) 1100111012
c) 0111011102
d) 1101010112

8. Read Dilly Memory can store the instructions
a) Temporary
b) Permanently
c) Equally
d) Not equally

9. To code each character, ASCII generally represents in terms of
a) 7-bits
b) 16-bits
c) 8-bits
d) 3-bits


Part- II (Test of  : General Awareness)

1. PM Narendra Modi launched ‘Stand Up India’ scheme recently. Under the scheme, ______ bank branches in the country will provide loans to certain entrepreneurs. 
1) 25,000 lakh 
2) 50,000 lakh 
3) 1 lakh 
4) 1.25 lakh 
5) 2.50 lakh

2. Manish Sharma has become the first Indian and the youngest ever to become an executive officer of 
1) Sony 
2) Apple 
3) Samsung 
4) LG 
5) Panasonic 

3. Name the sportsperson who has been chosen for the 2016 Hridaynath Mangeshkar Award? 
1) MS Dhoni 
2) Vishwanathan Anand 
3) Ritu Rani 
4) Mithali Raj 
5) Sania Mirza

4. Aadhaar is now the largest digital platform in the world for transparent delivery of services as its enrolment recently hit a milestone of 
1) 25 cr 
2) 40 cr 
3) 50 cr 
4) 75 cr 
5) 100 cr 

5. India’s first instant loan giving app was launched in Mumbai recently. Name the app. 
1) InstCash 
2) CashApp 
3) EzeeCASH 
4) CASHe 
5) CashMATE

6. Nepal PM____________?

7. Tamil Nadu Chief Minister________________?

8. The Book 'The Kiss of Life" Writter ___________?

9. Brahmaputra Cracker and Polymer Limited (BCPL) recently inaugurated at____________?

10. Indian Railways is building World's Highest Rail Bridge at___________?

Answers Published Soon...

Part- III (Test of  : Reasoning)

Directions (Q. 1-10): In each question below are two statements followed by two conclusions numbered I and II. You have to take the two given statements to be true even if they seem to be at variance with commonly known facts. Read all the conditions and then decide which of the given conclusions logically follows from the given statements, disregarding commonly known facts and give answer 

1) if only conclusion I follows. 
2) if only conclusion II follows. 
3) if either conclusion I or II follows. 
4) if neither conclusion I nor II follows. 
5) if both conclusions I and II follow. 

1. Statements: Some trees are bushes. 
All flowers are bushes. 
I.At least some bushes are trees. 
II.At least some flowers are trees. 

2. Statements: All colours are paints. 
No paint is a brush. 
I.At least some brushes are colours. 
II.No brush is a colour. 

3. Statements: Some chemicals are organics. 
All organics are fertilisers. 
I.At least some fertilizers are chemicals. 
II.All fertilizers are organics. 

4. Statements: No air is solid. 
Some solids are liquids. 
I.No liquid is air. 
II.Some air is definitely not liquid. 

5. Statements: All gems are diamonds. 
All diamonds are rocks. 
I.At least some rocks are gems. 
II.All gems are rocks. 

6. Statements: All flowers are red. 
Some roses are red. 
I.All flowers being rose is a possibility. 
II.Some flowers are roses. 

7. Statements: No river is a lake. 
Some lakes are deep. 
I.Some rivers are not deep. 
II.At least some lakes are rivers. 

8. Statements: Some grapes are green. 
Some fruits are grapes. 
I.Some fruits being green is a possibility. 
II.Some grapes are not fruits. 

9. Statements: All cats are dogs. 
All cats are black. Conclusions: 
I.At least some dogs are black. 
II.All dogs being cat is a possibility. 

10.Statements: No window is a door. 
No window is close. 
I.Some doors being close is a possibility. 
II.No door is a window.

Answers  1 2 1 4 5 1 4 1 5 5

Part- IV (Test of  : General English)

Comprehension Passage for IBPS/SBI/RBI
The RBI has cut the repo rate by another 25 basis points, bringing the cumulative reduction in the policy rate to 150 basis points. This was widely expected. But the central bank offered a pleasant surprise as well. There would be a step up in liquidity , which should help banks cut lending rates. After the central government’s decision to stick to fiscal discipline and bring small savings rates down,benchmarked against the yield on government bonds of like maturity , it would have been difficult for the central bank to not cut its policy rate, especially with inflation behaving, more or less.
Now, it is the turn of banks to lower their lending rates, armed as they are with more room to lower deposit rates and a new way to set their lending rate, based on the marginal cost of funds.The RBI’s focus is now shifting from rate reduction to liquidity measures. Lack of liquidity has hampered banks’ ability to translate reductions in the RBI’s policy rate into lower lending rates. The RBI now promises to enhance durable liquidity , to eliminate the liquidity deficit.
The pre-emption of bank lending by making banks hold a proportion, called the statutory liquidity ratio, of their assets in gov ernment bonds will steadily come down. Banks will be allowed greater leeway in missing the cash reserve they hold on a daily basis. Further, the halving of the difference between the rate at which the central bank lends banks emergency liquidity (the marginal standing facility rate, which is above the repo rate) and the rate it offers on deposits accepted from banks (the reverse repo rate, below the repo rate) to 100 basis points will mean that market-determined call money rates will align better with the repo rate.
The RBI’s move to issue consultation papers on peer-to-peer lending and on wholesale banks is most welcome.These are two ends of the credit spectrum that are underserved. As technology disrupts finance, regulation has to evolve to keep pace with the change. The only caveat is that a bank that focuses on large loans should not be seen as a substitute for a thriving bond market.

1. According to you what should be the heading of the passage ?
1. RBI’s New, Welcome Stress on Liquidity
2. Inflation at par with Policy rate cut.
3. Rising stress on economy
4. Liquidity crunch with Rate cut
5. None of these

2. How does policy rate cut is considered to be a cushion for the economy ?
1. Policy rate cut increases the borrowing of the people
2. reduction in policy will increase public expenditure
3. Lower repo rate means there will be a step up in liquidity in the market
4. It will decrease bank funding
5. None of these

3. What does the Proverb Peer-to-Peer lending in the context of the passage means ?
1.  On a case to case basis
2. Group Lending
3. Lending to relatives
4. Branch to branch lending
5. Lending to individual or business through online

4. what is the only caveat talked about in the passage considering banks ?
1. Banks funding to high value corporate should not be considered as a substitute for Bond Markets.
2. Lending based on Marginal cost of funds restricts banks to lower the lending rates despite of Policy Rate Cut.
3. The 7th pay commission of government is certainly going to increase the retail inflation.
4. Liquidity crunch will persists despite of rate cut.
5. None of these

5. What is Statuary Liquidity Ratio according to the passage defined as ?
1. A portion of money that banks has to maintain with them self as per the guidelines of RBI
2. The rate at which RBI borrow money from the schedule banks.
3. Rate at which Schedule Banks deposits money with RBI.
4. The potion of money that bank has to keep with RBI as a security.
5. None of these

6. What is the meaning of the word given below ?
A) Cumulative
1. Accumulative
2. Decremntal
3. degressive

7. B) Bench marked
1. Yard stick
2. Guess
3. Gauge
4. None of these

8. C) Pre-emption
1. Assumption
2. Factual
3. Concrete
4. None of these

9. D) Caveat
1. Limitation
2. Boundary
3. Unconditional
4. None of these

Part- V (Test of  : Quantitative Aptitude)

1. If an amount of Rs 7698 is equally distributed among 75 persons, what approximate amount will each person get? 
1) Rs 100 
2) Rs 110 
3) Rs 107 
4) Rs 103 
5) Rs 96 

2. In how many different ways can the letters of the word TEST be arranged? 
1) 24 
2) 10 
3) 36 
4) 15 
5) None of these 

3. What least number should be added to 8602 to make it a perfect square? 
1) 234 
2) 47 
3) 128 
4) 36 
5) None of these 

4. The ratio of the length and the breadth of a rectangle is 4 : 3. Also, its perimeter is 112 cm. What is the area of the rectangle? 
1) 748 sq cm 
2) 768 sq cm 
3) 680 sq cm 
4) 840 sq cm 
5) None of these 

5. What would be the accured compound interest on an amount of Rs 6000 at the rate of 7% per annum for 2 years? 
1) Rs 767.50 
2) Rs 846.2 
3) Rs 769.4 
4) Rs 860.4 
5) None of these 

6. A number consists of two digits whose sum is 8. If 18 is subtracted from the number, the place of digits get interchanged. Find the number. 
1) 54 
2) 53 
3) 35 
4) 45 
5) None of these 

7. Reshma’s monthly income is 22% more than Neelam’s. If Neelam’s monthly income is `3500, what is Reshma’s monthly income? 
1) Rs 4270 
2) Rs 4320 
3) Rs 4170 
4) Rs 4430 
5) None of these 

8. The cost of 36 pens is Rs 540. How many pens can be purchased for Rs 405? 
1) 24 
2) 29 
3) 26 
4) 27 
5) None of these 

9. The area of a circle is 154 sq cm. What is the circumference of the circle? 
1) 28 cm 
2) 44 cm 
3) 88 cm 
4) 108 cm 
5) None of these 

10. In a test, Rajesh got 112 marks, which is 32 more than the pass marks. Sonal got 75% marks, which is 70 more than the pass marks. What is the minimum pass percentage of the test? 
1) 35 
2) 45 
3) 40 
4) 30 
5) None of these


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