Wednesday, 6 January 2016


Find Latest Government Schemes - Here is a list of Government's Latest Schemes & Plans launched by Indian Government. Remembering this list will be helpful for candidates who are preparing for Upcoming exams like IBPS PO, SSC CGL 2016-17, SBI Associate Bank PO etc.
It contains 16 various Schemes launched by Union & State Governments of India.

Read : Complete List of Schemes Launched by Modi Government (with Details)

Scheme & Plan Launched by Union & State Government:

1. Pradhan Mantri Krishi Seenchayi Yojana: Pradhan Mantri Krishi Seenchayi Yojana was announced by Prime Minister Narendra Modi.
The Yojna has been announced to meet the irrigation needs of all farmers across the country. Sum of 1000 crore rupees has been allocated for implementation of the scheme.

2. Karnataka, Kerala sign MoU for Rural Livelihood Mission: As per the MoU, Kerala Governement’s Kudumbashree and Karnataka State Rural Livelihood Mission are to help train and hand-hold rural Self Help Groups (SHGs) in Karnataka.

3. Govt re-launches Varishtha Pension Bima Yojana: The government has re-launched the Varishtha Pension Bima Yojana, for the benefit of citizens aged 60 years and above.
Note: It will provide monthly pension ranging from 500 to 5,000 rupees per month to senior citizens of the country.
ii. The Scheme will be administrated by the Life Insurance Corporation, LIC.

4. National rural scheme on PPP model launched: Rural Development Minister Nitin Gadkari launched the Shyama Prasad Mukherjee National Rural Mission on PPP model with an allocation of 100 crore rupees.
Note: The scheme will be initially available in three districts of the country on pilot basis. The districts are Warangal in Andhra Pradesh and two districts in Maharashtra.
ii. The scheme is intended to stop migration from rural areas to cities. The government wants to create infrastructure in villages so that people can get employment there and do not migrate to cities.

5. Padho Pardesh scheme for minority community: Government has launched a scheme titled, Padho Pardesh, for providing interest subsidy on educational loans for overseas studies for students belonging to the notified minority communities like Muslims, Christians, Sikhs, Buddhists, Jains and Parsis.
Note: The objective of the scheme is to award interest subsidy to meritorious students belonging to economically weaker sections of the notified minority communities so as to provide opportunities for higher education abroad and enhance their employability.

6. Government has launched the Rashtriya Gokul Mission to promote conservation and development of indigenous breeds in a focused and scientific manner.
The mission aims at enhancing milk production, upgrading non-descript cattle using elite indigenous breeds and distribute disease free high genetic bulls.

7. National Mission of Food Processing: scheme to minimize wastage of fruits and vegetables.

8. Chief Minister's Social Assistance (CMSA): launched in Meghalaya for widows and pensioners.

Other Important Government Schemes

• It was implemented and extended in three phases i.e., from (2005 - 2009), (2009 - 2012), (2012- 2014)
• It is centrally sponsored scheme for the rural development of India started in September 2005.
• There are 6 objectives in this scheme:
1. Road connectivity to the village.
2. Irrigation: To Provide irrigation facility.
3. Water Supply: To provide clean drinking water to all villages
4. Electrification: To provide Electricity to all villages
5. Housing: To construct Pakka houses for BPL house- holds under Indira Awas Yojana
6. Telecommunication: To provide telephone connectivity to all villages

JNNURM: Jawaharlal Nehru National Urban Renewal Mission:
 i. It was implemented and extended in two phases i.e., (2005 - 2012), (2012 - 2014)
 ii. Started in the year 2005 to make million plus cities squatter (Slum area) free.
 There are 2 components
a) To construct pakka houses for urban poor dwelling in squatter under Rajiv Awas yojana.
b) To make transportation system faster and greener.

NRHM: National Rural Health Mission
• It was started on 12th April 2005 to enhance the health facilities in rural areas.
• The appointment of ASHA workers (Accredited social health activist) in Angonwadi Kendra to provide basic information
on health and hygiene conditions as well as to guide people regarding conservation of water.

MGNREGA: Mahatma Gandhi National Rural Employment Guarantee Act 
• It was on started on 2nd Feb 2006 to provide minimum 150 days from 1st April 2013 (previously it was of 100 days) of employment to BPL house hold.
• This scheme is both for Urban and Rural areas.
• The old name of this scheme is NREGA and it was changed to MGNREGA on 2nd Oct 2009.
• The wages under the scheme is fixed on the basis of CPI-AL (Consumer Price Index for Agricultural Labourers) which is calculated by the state government on the basis of their Per capita Income.

UIDAI: Unique Identification Authority of India.
• It was started in the year 2010 to provide multipurpose national identity card (MNIC) to every  Citizen aged above 5 years.
• Its name has been changed to Aadhar.
• Its model state was Karnataka (started)
• The retinal identification is taken from the age group of 14 and above.
• Scheme has 7 components like address, PAN no., Passport no., retinal identity etc, It consists of 12 digit number.
• Chairman: Nandan Nilkani

NFSM: National Food Security Mission
• This scheme is to reduce the poverty in India under national social assistance programme.
• Under Public Distribution System (PDS), government will provide rice @ Rs. 3/kg, wheat @ Rs. 2/kg to the BPL households.

IGNOAPS: Indira Gandhi National Old age Pension Scheme 
• This Scheme is for the people who aged above 65 years.
• The amount of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be provided by both Central government and State government who aged between 65 – 80 years.
• Rs. 500 per month (Central govt + State govt = Rs. 250 + Rs. 250) for the people who aged more than 80 years.

IGNWPS: Indira Gandhi National Widow Pension Scheme 
• The beneficiary is in between age group of 40-64 years in this scheme.
• Assistance of Rs. 400 per month (Central govt + State govt = Rs. 200 + Rs. 200) will be given to particular person.

Latest Government Schemes - Central and State Govt. Yojanae

Scheme 1. Pradhanmantri Jan-Dhan Yojana : To provide bank accounts, insurance cover and a debit card to all Indian citizens. Here are some benefits of this Government Scheme launched by PM Narender Modi. It was launched on 15 August 2014.
Features and Highlights of Jan Dhan Yojna 2014 -

a. Jan Dhan Yojna account holders will be provided free zero-balance bank account along with RuPay debit card. They will also be entitled to accidental insurance cover of Rs 1 lakh.

b. Those people who open their account by January 26, 2015, they will also be given life insurance cover of Rs 30,000.

c. After opening of account for 6 months, account holder can avail Rs 5,000 loan from the bank.

Special benefits under PMJDY:
Interest on deposit.
Accidental insurance cover of Rs.1.00 lac.
Life insurance cover of Rs.30,000/-
No minimum balance required.
Easy Transfer of money across India
Beneficiaries of Government Schemes will get Direct Benefit Transfer in these accounts.
After satisfactory operation of the account for 6 months, an overdraft facility will be permitted
Access to Pension, insurance products.
Accidental Insurance Cover, RuPay Debit Card must be used at least once in 45 days.
Overdraft facility upto Rs.5000/- is available in only one account per household, preferably lady of the household.

Scheme 2. Krishi Amdani Beema Yojana : It is to help farmers don’t bear any financial loss if their crops gets destroyed due to any reason like unexpected weather.

Scheme 3. PradhanMantri Gram Sinchai Yojana :
It was launched to boost agricultual yield.

Scheme 4. Pradhan Mantri Saansad Adarsh Gram Yojana - Launched by PM Modi, this scheme is an an ambitious village development project under which each MP will take the responsibility of developing physical and institutional infrastructure in 3 villages by 2019.

Scheme 5. Project Uddan : The project was started to providing skills to 40,000 young people over a period of five years.

Scheme 6. Mahatma Gandhi Pravasi Suraksha Yojana (MGPSY) : It is a pension and life insurance scheme started by Indian government.

Scheme 7. Rani Laxmi Bai Pension Scheme : It is a 'Special pension' scheme for Muzaffarnagar riot victims announced by UP Govt.

Scheme 8. Roshini Scheme : This yojana was launched for skill development and job placement for rural youth and women in maoist affected 24 districts in 9 states.

Scheme 9. Free CFL bulb Scheme : It is a State Govt. scheme launched by Tamil Nadu. Free CFL bulb scheme will provide free compact fluorescent light (CFL) bulbs to over 14 lakh hut
dwellers in the state.

Scheme 10. Vikram Unyogpuri : It is a Delhi-Mumbai industrial Corridor project. It was launched in Madhya Pradesh.

Scheme 11. Swavlamban Abhiyan : It was launched by PM Modi and have 11 welfare schemes of Gujarat government.

Scheme 12. Anna Bhagya Scheme : It is a Karnataka Government Scheme launched in Karnataka. It includes distribution of 30 kg rice at one rupee per Kg to over 98 lakh BPL and Antyodaya card holders in the state.

Scheme 12. Rajiv Gandhi Jeevandayee ArogyaYojana : A Health Insurance scheme launched in

Scheme 13. Amma Cement Scheme : This Scheme was launched by Tamil Nadu Government. It will procure cement from private manufacturers and sell them at Rs. 190 per bag.

Scheme 14. Golden Girl (Bangaru Talli) Scheme : It was launched in Andhra Pradesh to protect girl child and ensure their education.

Scheme 15. Bhagat Puran Singh Sehat Beema Yojana (BPSSBY) : Health care scheme for BPL
families launched in Punjab.

Scheme 16. Annapurna : Under this government scheme, 10 kg of food grains are provided to BPL
households free of cost every month.

Scheme 17. e-inclusion project : This project was started to spread e-literacy.

All the best for your Exam. By- Rahul Vyas

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