Saturday, 5 December 2015

IBPS PO & Clerk Exam : Banking Awareness Quiz : 35

1. Loan taken by the person, not telling the purpose of taking loan is called ?
(a) Impersonal Loan
(b) NPA
(c) Personal Loan
(d) Concealed Loan
(e) Hidden Loan
2. Public Sector Banks include ?
(a) 20 Nationalized Banks + State Bank of India + 5 SBI Associates + IDBI
(b) 20 Nationalized Banks + 6 Private Banks
(c) 14 Nationalized Banks + 6 SBI Associates + 7 Private Banks
(d) 20 Nationalized Banks + State Bank of India + 5 Private Sector Banks + IDBI
(e) 19 Nationalized Banks + State Bank of India + 6 SBI Associates

3. The formal way of lending includes lending from ?
(a) Private Sector Banks
(b) Co-operative Banks
(c) Public Sector Banks
(d) RRB
(e) All of the above

4. Which commission distributes the taxes between centre and states ?
(a) NITI Ayog
(b) Board of Direct Taxes
(c) Finance Commission
(d) National Development Counsel
(e) National Advisory Council

5. The facility not available in the BSBDA is ?
(a) deposit amount
(b) withdrawing of cash
(c) ATM Card
(d) withdrawal form facility
(e) All above facilities available

6. Which of the following is a third party product often sold by banks?
(a) Gift cheques
(b) Credit cards
(c) Debit cards
(d) Mutual funds
(e) All of the above

7. The co-operative bank is governed by the banking regulation Act 1949 and co-operative societies Act of
(a) 1962
(b) 1963
(c) 1960
(d) 1969
(e) 1965

8. A scheduled bank must be
(a) A corporative or company incorporated by any law in force in any place in India
(b) An institution notified by GOI
(c) A company as defined by companies act, 2013
(d) All of the above
(e) None of these

9. Kapoor committee, 1999 is related to ____.
(a) Micro-finance
(b) Restructuring of RRBs
(c) Capital Account convertibility
(d) Co-operative Banking Reforms
(e) None of these

10. Which of the following institution is meant for small and medium enterprises?
(a) RBI
(c) IFCI
(e) None of these

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