Thursday, 3 December 2015

IBPS PO & Clerk Exam : Banking Awareness Quiz : 33

1. Co-operative banks are ____?
a) Private sector banks 
b) Public sector banks 
c) Joint-sector banks 
d) All of the above
e) None of the above 

2. Certificate of Deposit can be issued by _____?
a) Reserve Bank, NABARD and Exim Bank only  
b) Commercial banks and term lending institutions 
c) Scheduled commercial banks excluding regional rural banks     
d) All the above
e) None of the above 

3. The commercial paper can be issued  by _____?
a) Corporates
b) Reserve Bank of India 
c) IDBI
d) Every non-banking company 
e) None of the above 

4. The Stock Exchange Board of India was set up by a Special Act in ____?
a) 1988 
b) 1989 
c) 1987  
d) 1990
e) None of the above

5. Demand deposits mean _____?
a) Deposits withdraw-able on demand by the depositor 
b) Current deposits  
c) Fixed deposits   
d) Short deposits       
e) None of the above  

6. What is Call Money”?
a) Money borrowed and lent for overnight or a day 
b) Money borrowed for more than a day but upto 3 days     
c) Money borrowed for more than a day but upto 7 days    
d) Money borrowed for more than a day but upto 14 days 
e) None of the above

7. Time deposits means _____?
a) The deposits which are lent to bank for a fixed period 
b) Time deposits include overdue fixed deposits 
c) Time deposits do not include recurring deposits as well 
d) Time deposits do not include deposits under Home Loan Account Scheme
e) None of the above

8. Fixed deposits are for the bank ____?
a) Demand liability 
b) Fixed asset 
c) Time liability 
d) All of the above 
e) None of the above 

9. Which of the following acts as Regulators for Credit rating agencies in India?
a) RBI
b) NSDL  
c) SEBI    
d) SIDBI
e) None of the above  

10. The banker has a lien on _____?
a) Bonds given for collection 
b) Bonds given for safe custody 
c) Bonds left by mistake 
d) (a)  and (b) together 
e) None of the above

11. “Muhammad Yunus” is associated with Banking Industry and is acclaimed for his contribution in the field of ____?
a) Micro-finance 
b) Technological advancement 
c) Consumer finance 
d) Banking Reforms in Bangladesh 
e) Low-cost housing  

12. Companies which generally finance the early-stage, high-potential, high risk growth startup companies are _______?
a) Micro-Finance companies 
b) Venture Capital Funds 
c) Corporate Financing Banks 
d) Non-Banking Finance Companies 
e) State Finance Corporations

Quiz by : Shilpa Jain


Read more Banking Awareness Quiz for IBPS Bank Clerk and Po Exams

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