Thursday, 17 December 2015

Crack Guide for IBPS Bank PO and Clerk Exam

Fast How to Crack Banking Exams? Guide for PO and Clerk Exam 2016-17

Hello Readers,

One of the ardent fans of Meritmock, "Piscine Moliter (Pi)" provided us this post on "How to crack Banking Exams?". IBPS results are just announced and many of you who couldn't clear it are on the way to start preparing for upcoming Fresh IBPS PO and Clerk Exam. There couldn't be any other perfect timing for this post than "Now"!! 

Easiest Way to Clear IBPS PO and Clerk Exam 2016-17

IBPS Clerk Exam is one of the highly competitive exams, it is a common exam conducted by IBPS, for the position of clerk in all nationalized banks of India. Every year thousands of candidates appear for this exam and the number is increasing at a very fast rate, thus increasing the competition. IBPS Clerk Exam is conducted in three phases.
  1. Phase-I: IBPS Clerk Preliminary exam
  2. Phase-II: IBPS Clerk Main exam
  3. Phase-III: Interview
For more information related to IBPS do check out its official website
IBPS Clerk Exam – Easiest Way to Clear it now.
Here, in this article we are presenting guide you a new and Quick few easiest ways to clear IBPS Clerk Exam this year (2016-17).

1. Plan Strategy and Make Study Plan

Try to make a study plan and strategize an approach for the preparation for the examination. IBPS Clerk Exams require rigorous and focused preparation. Form a study plan in where you could excel in your strong topics and could work on your weak topics.

2. Carefully Go through the IBPS Clerk Exam Syllabus

Have a detailed study on the exam syllabus and rank topics that are more important and had a high frequency in previous IBPS Clerk Exam. Try to critically study previous years’ question papers and analyze their pattern. This will help in identifying topics that require more attention and also the difficulty level of questions.

Do as much practice as possible for both IBPS Prelims and IBPS Mains. Solving previous years’ question papers and practice Quiz available on meritmock bankers. Meritmock Bankers Quiz various topics will assist in time management during the examination.

4. Read Current Affairs
In IBPS Clerk Main Examination, general awareness is one section that has no book bounded syllabus, for preparation for this section, read as many newspapers as possible and try to retain the content by analyzing it and form your own opinion on it. Many experts  advise reading newspapers like, The Hindu, Economic Times, many journals, magazines and published articles. They will help in to stay updated with the recent events and reforms. Keep a close tab on government activities and publications. In IBPS Clerk Exam major focus is on banking related general affairs and current affairs. Along with it reading newspapers and articles will really help in improving and excelling on reading comprehension on verbal ability section.

Follow our Banking Awareness Quiz and Banking Awareness Notes for IBPS PO and Clerk Exam to be updated in this section
Click Here to Download our Monthly Current Affairs PDF for IBPS Bank PO and Clerk Exam.

5. Practice and Improve Your Speed

IBPS Clerk Exam has relatively straight forward questions and simple but the time pressure, you have to solve questions quickly. Solve at least 25 maths questions daily in not more than 30 minutes.

6. Clear Fundamentals
Your fundamentals should be clear, so revise questions from your textbooks from class VI onwards. Work on vocabulary and English, do Mental Maths, and also make sure you know your multiplication tables, reciprocals, square and cube roots, fraction to percentage conversions etc. these save valuable time during the exam.

The above-mentioned pointers clearly indicate that even with some easiest tips to clear IBPS Clerk Exams both Prelims and Mains, the candidate has to fully dedicate themselves for the preparation of the exam. Candidates should make their preparation interactive in nature should give regular mock papers and should carefully analyze the paper to get their strong and weak points. Candidates can also form a study group and should discuss their views and problems among the members. Getting guidance from a mentor or from candidates cleared the exam previously can also act no less than a savior most of the time.

4 Habits of Successful People who cracked Bank Exams

IBPS has released results for PO/Clerk Exam. From past few days we are providing more valuable articles for cracking IBPS PO and Clerk Exam. Many candidates who got the Bank Job. Our team analyze few habits that were common among all of them, today we are sharing those habits :-
  • They read current affairs daily - They read current affairs daily and then revise their GK by reading monthly GK General Awareness and Daily Quiz pdf. It's a bad idea to avoid daily current affairs updates and read them just a week before the exam. You can revise current affairs by downloading GK Quiz that is posted daily on
  • They know what to read- If you are failing again and again in numerous competitive exams then you are following wrong books. The books you are following might not be preparing you for a difficult paper or they are solving questions in a lengthy way. These successful people don't afraid of wasting a few hundred bucks on a unknown book or ebook, they just go for it.Dear readers we have already writen an article for Books for IBPS Bank PO and Clerk Exam for better preparation.
  • They love Newspapers - Talk to any expert, the very first you will get is - Read Newspaper. How many of you took this seriously ?
    Many of you started purchasing newspaper, but after 3-4 days you lost interest. Then you started reading newspapers online. While reading online nobody reads properly because they don't have time and there are infinite things you can do on your smartphone. In fact your "Smartphone" don't let you to concentrate on news site. If our words made your mind to start reading newspapers then read "The Hindu" or "Indian Express". Our Team also personally read "Indian Express". Yes we know "The Hindu" is better in terms of content quality but we have been reading Express from past many years. It's your turn to fall in love with a newspaper of your choice. 
  • They are active on social media and blogs-While replying emails and comments on various platforms we learn few names people who regularly ask variety of questions. We are surprised that all of them got the Latest Bank jobs. These people were active on social media, forums and blog comments.

Q.1. What strategies and study plan are best to crack the Bank PO exam?
Ans. I would say the best ways to crack the Bank PO exam are:
  • Developing very good speed
  • Solve questions as much as possible
  • Pick up easier questions first
  • Complete all the sections first which takes less time to solve
  • Don’t get stuck in any section that takes a little more time e.g. Reasoning Section
Another critical factor is to have good command over English for Bank Exam. Because being good at English makes a big difference. For e.g. Reasoning and Mathematics takes a little more time to think, but if a student’s reading speed is higher he/she can attempt more questions. Typically, candidates who score in the range of 125-140 marks gets the final interview calls and placement.
To summarize, first candidates should pick up things that they are good at. Secondly, they should be good at reasoning and third they must work on the English section, as it ends up to be very crucial.

Q.2. How long should one prepare for PO and Clerk exam?
Ans. Preparing for Bank PO and Clerk exam varies from aspirant to aspirant and depends a lot on their level of preparation. Typically, it should take between 6-12 weeks for somebody who is fairly good e.g. a student who has prepared for MBA may take 5-6 weeks for reorientation and doing practice sets. Aspirants who are starting completely new might take 12-14 weeks. Also, students who are good at English, stand a better chance to clear the exam. Someone who had already started some part of the preparation might take 6-8 weeks.
There is lot of practice Quiz in Bank PO and Clerk exam. And speed is something which is very critical. Securing at least 130-140 marks (60-65%) is good enough. To secure in the 60-65% range, candidates should find out their areas of weakness and work toward addressing it and learn to focus on their strengths.

Q.3. Tips for each of the different sections of a Bank PO and Clerk exam?
Ans. Aspirants should pay enough attention to each of the sections. For the General Awareness section, they need to keep themselves updated about current happenings of the world and having knowledge of static General Knowledge would be enough from the examination point of view.
Coming to the Mathematics section, candidates must remember it is essentially a 10th level questions. Aspirants should learn to find shortcut methods and learn to identify the answers quickly from the given answer options. Bank PO and clerk exam aspirants should never get into the habit of solving a problem by writing the entire equation, as with this approach they wouldn’t be able to crack the exam.
In the English Quiz for IBPS Bank PO and Clerk Exam, vocabulary plays a very crucial role. As poor vocabulary can hinder the process of preparation. Candidates need to be at least average or above average in English to enhance their chances of succeeding in the exam. People who are poor in vocabulary are going to struggle in the PO test.
There are some questions in the Reasoning Section which doesn’t take much time to solve e.g. if a candidate solves 100-150 questions in ‘Series’ topic, he/she would practically cover all the types of questions that comes in Bank PO exam from ‘Series’ topic. What aspirants can do is schedule two days for each of the reasoning topics and start solving it. One of the plus point is, pattern of the exam doesn’t change much (at max it would be 10%). However, level of difficulty may vary up and down. Still there is not too much of surprise students can expect or get.

Q.4. What capabilities in aspirants generally pass the Bank PO and Clerk exam?
Ans. Aspirants should be good and fast at calculations, up-to-date current awareness and average to moderate or moderate to little above average in English. Candidates must keep themselves updated about current happening of the world, if they are clueless about it they would struggle in the exam. Math and Reasoning can still be learnt. But of all sections, I think probably the most challenging part is the skill in taking up English.
However, candidates should remember there are certain Specialist Officers’ roles e.g. Agricultural Officer, where candidates can get into the job with minimum preparation or skills. Because sometimes the vacancy is fairly large and there are instances where the cut-off marks were as low as 40-45 marks (out of 200 total marks). Normal Bank PO is far more competitive and tough.

Q.5. How to go about answering the question paper to score better in the written test?
Ans. It has to be personal. If I am supposed to take up the exam, I would start with the section which takes me least time with greatest accuracy. I would solve the paper in the sequence – General Awareness, English, Math and finally the Reasoning section. I look at it primarily per questions how much time does it takes me to solve because it’s all about speed. Every student has to figure out his/her sequence. If someone is poor in General Awareness, probably they can spend less time on that and pick up sections which they are sure to solve fast with great accuracy. This enhances their chance of cracking the exam.
There is no cut-off marks for each of the PO exam sections. It is always calculated on an aggregate basis. The test is available in English and Hindi option. If a candidate is appearing the exam in Hindi, and even if he is very good at Mathematics and Reasoning and poor at English, he is going to struggle to clear the exam. As scoring 130-140 marks will be tough without being at least average in English. For candidates who are appearing the exam in Hindi, being average in English is essential and being good makes a big difference.

Q.6. What type of questions asked in the IBPS Bank PO and Clerk interview round?
Ans. The interview questions can vary from goal oriented topics like ‘Why do you want to join as a Bank PO?’ to any key financial policy changes. In case of Specialist Officers’ role, they may ask in-depth questions from that specific subject. Broadly, the PO interview is like a MBA interview where goal orientated and current awareness questions are asked.
Bank PO exam is so much about speed test. It makes a lot of sense to do sufficient amount of practice. The reasoning section of bank exam is tougher than SSC and some other exams. People can do it in terms of Math is concerned. Need not to be true with other sections. In terms of testing, it’s not an inferior cousin to MBA for e.g. people writes in discussion forums – This time CAT exam was like Bank PO exam (In reality, PO exam can be tougher than the CAT sections). Be prepared and don’t take it easy.

Some Subject wise tips to crack Banking Exams?

Quantitative Aptitude Preparation:

Believe it or not, if ignoring the printing mistakes and clich├ęs, all the books are just the same. All the same X and Y and all the same calculations. Follow book of Sarvesh K Verma, or Arun Sharma, or of M Tyra, every book will tell you much the same thing!!
But if you really want to feel mathematics in your veins, learn the basics first. If you know one minutes has 60 seconds, you can simply calculate the number of seconds in 27 minutes is this and if the speed is doubled, you can perform this work in this time. And one more thing, don’t go for short trick, invent new tricks of your own! The examiner really isn’t looking for how many tricks you know. He’s looking at how fast you are in arriving at the proper method while solving the question!
Do puzzles! They’re food for thought! Think differently! The next step remains is Practice. Practice questions as much as you can!!


Test of English Language Preparation:

You see, there are two types of questions they ask from this section: Economics related questions, and Story related. So, try to read both. English can be learned from reading Newspaper (you can read online), from Novels (again, you can read online). For good English, you must have in hand English Dictionary and Thesaurus. These are the bibles! Download Oxford dictionary and thesaurus if you’re comfortable with learning on PC/Lappy.
If you don’t know how a sentence is built up and why two different words combine to give a completely different meaning, you must dive into a different sort of English learning, i.e. the basics grammar. Start from basics. Know what nouns and pronouns and adjectives are. Know how to say of past and present and future in English. Know why a word has many meaning and some words really mean nothing at all. English is fun if you feel it is.

General Awareness Preparation:

There's no proper source. No matter if you’re learning it through meritmock General awareness and G.K., through magazines, through newspapers, or TV of feeds or websites, just learn. GK is to be learned from many sources. Everything that’s been happening around you makes up this section. Whether you're watching AajTak, or downloading the new Movies via Torrent, or waiting for an upcoming novel to be released by ChetanBhagat, Everything becomes a part of GK. So, keep a track of the latest updates. And please, try to grasp the only updates keeping in mind the exam point of view. Examiner never asks if Shakuntala Devi died in her home or in some hospital. They never ask if there are 12 rape cases filed by this and this on this and that date. So, only learn what's beneficial for you! Don’t accumulate junk GK!
Now, let’s move on to reasoning section. Reasoning itself means, "How fast you can reason or think!" Start thinking fast/quick! Do practice a lot! Learn new ways yourself! This is the only section where nobody can teach you the perfect logic! You yourself have to devise those logics that fit for you! Ever thought why government asks these reasoning questions when the real job is totally the opposite of it? It’s the reasoning level of you they want to know!
It’s a day to day learning. New more technologies are coming overnight. New brands are gaining more popularity than the old ones. Nobody knew Facebook 10 years before, but now it’s the size of a Continent and everybody knows it. So, be in touch with gadget world. Plus, don’t forget to read from where this world came from. Learn basics of semiconductors, then electronics, then basics of digital electronics, then move on to microprocessors, then microcontrollers, then computer, and then everything fits in perfectly! Then only you’ll know how and why a computer works!
Some personal tips!
Gone were the days when people used to study nothing and attempt 195+ questions thereby scoring 150+ marks! Now the whole level has changed. Whole idea of conducting the exams has enhanced. But still, some people make it to the interviews while studying less. It’s because they are smart and they do things smartly!!
Now you have to be smart as well while attempting the paper.
To become smart, there’s only one more thing you have to do apart from learning! And that is “Time Management”
You’re given 2 hours, i.e. 120 minutes. Five sections, that means 24 minutes each. But do you really feel 24 minutes are all for GK or Computer?
GK can be done in 10 minutes itself.
English section can be done in 15-20 minutes.
Computer section can be done in 10-12 minutes.
You can do these sections in less time and utilize the remaining time doing more time consuming questions. What takes time are the Reasoning and Quant section. Reasoning is like a wise lady. Smile and she’ll offer you her gifts. But Quant is treacherous. If you don’t know her methods, you’re doomed! So, devote your maximum time to these two sections.
One more thing to be always kept in mind!
Every section is to be attempted so you can clear the minimum cut off! Don’t waste too much of your time attempting all the 40 questions of reasoning or quant that you have no time to attempt even five questions of the remaining sections!

All the best to all of you from Merit mock Team! Perform well! Excel!!

All the Best!!!!
MM Tips-“Don’t stop when you are tired. Stop when you are done.”

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