Tuesday, 10 November 2015

IBPS PO/CLERK Banking Knowledge- Question Papers (Previous Year , Solved , Sample Papers) Test-05

 These MCQs asked in Recently Banking Knowledge Test, IBPS Previous Year Questions is important to boost your knowledge and get ready for better performance. so, practice for...!
Q.1. In that sort of account, banks in all don’t compensate interest—
(A) Saving Account
(B) Current Account
(C) Fixed Deposit Account
(D) Interest is regularly upon credit in all sorts of account

Q.2. A bank station sequence would be befitting for paying—
(A) Telephone accounts
(B) Electricity accounts
(C) Grocery bills
(D) Mortgage repayments

Q.3. Payment of a coupon cannot be done upon a income opposite of bank if a coupon is—
(A) Bearer
(B) Cross
(C) Order
(D) All of these

Q.4. Which of a following is not Commercial Bank ?
(A) Reserve Bank of India
(B) State Bank of India
(C) Canra Bank
(D) Oriental Bank of Commerce

Q.5. What is a Bank breeze ?
(A) Letter from a Bank
(B) Cheque that a bank draws upon itself
(C) Instraction to a landowner to pick up a customer’s debt
(D) Instruction not to honour a stop payment

Q.6. The necessary evil of whatever serves as income is that it must—
(A) Be released by a State
(B) Be in all acceptable
(C) Not be unconditionally fiduciary
(D) Have a little instrinsic value

Q.7. One of a following is not an e.g. of Near-Money, that ?
(A) Bill of Exchange
(B) Bonds as well as Debentures
(C) Equity shares of Ranbaxy Company Ltd.
(D) Treasury bills of a Government of India

Q.8. ‘Fiat Money’ is that that is—
(A) Accepted by abroad banks only
(B) Accepted during a moment in lieu of gold
(C) Backed by bullion or silver
(D) Decreed as income by a government

Q.9. Money is—
(A) Acceptable usually when it has unique value
(B) Constant in purchasing power
(C) The many glass of all assets
(D) All of a above

Q.10. Greshan’s law states that—
(A) Bad income promotes great income in a system
(B) Bad income drives great income out of circulation
(C) Good income drives bad income out of circulation
(D) Good income promotes bad income in a system

Q.11. Value of Money—
(A) Is eccentric of a cost level
(B) Is without delay associated to a cost level
(C) Is inversely associated to a cost level
(D) None of a above

Q.12. Demand lift acceleration can be caused by income factors including—
(A) A tumble in expenditure expenditure
(B) A pointy enlarge in unemployment
(C) A high rebate in approach taxation
(D) An enlarge in Income Tax

Q.13. The routine of deplation tends to favour—
(A) Debtor as well as Creditiors a like
(B) Debtor during a responsibility of Creditors
(C) Creditors during a responsibility of Debtors
(D) Profit receivers during a responsibility of bound income receivers

Q.14. Which of a following matter is not utterly loyal ?
(A) An enlarge in a supply of income will outcome in inflation
(B) Cost acceleration occurs when prices climb to cover increasing cause costs
(C) Inflation occurs when a worth of income declines
(D) Inflation will have a outcome of redistributing incomes inside of a country

Q.15. Which of a following people is many approaching to good from an inflationary incident ?
(A) A chairman who buys units from a Unit Trust
(B) A chairman who keeps his resources underneath a office building during home
(C) A chairman creates a vast in isolation loan to a friend
(D) A chairman who takes out a debt with a office building society

Q.16. The principal guilt of a Joint Stock Bank relates to—
(A) Its investment abroad
(B) Its investment during home
(C) Repayment of a customer’s deposits
(D) Its mandate to have special deposits when requested

Q.17. Which of a following is not a duty of a Commercial Banks ?
(A) Acting as a lender of final resort
(B) Lending to a in isolation as well as open sectors
(C) The sustenance of a coupon complement for environment debts
(D) The sustenance of protected deposition facilities

Q.18. When a Commercial Bank emanate credit areas that have been in outcome as well as

(A) The inhabitant debt
(B) The supply of money
(C) The purchasing energy of a rupee
(D) The genuine resources of a country

Q.19. A patron does not need a bank comment to obtain—
(A) A Loan
(B) A Cheque Card
(C) A Banker’s Draft
(D) An Overdraft

Q.20. Which of a following is not a guilt of Commercial Banks—
(A) Security Holdings
(B) Treasury deposition during banks
(C) Demand deposits as well as time deposits
(D) Borrowing from Central Bank

Q.21. ‘Not negotiable’ created upon a coupon channel means—
(A) The coupon cannot be paid to any a single though a payee
(B) The coupon is stream usually for remuneration of a contract for that it is done out
(C) An honest chairman reception a stolen coupon is probable to compensate off a legitimate owner
(D) The coupon contingency be paid in to a bank

Q.22. The Central Bank is not approaching to perform a duty of—
(A) Acting as a clearing house
(B) The landowner to a government
(C) Accepting deposition from Commercial Banks
(D) Accepting deposits from ubiquitous public

Q.23. Increase in bank rates in all is followed by—
(A) An enlarge in marketplace rate of interest
(B) A tumble in marketplace rates of interest
(C) A climb usually in a deposits rates though not a lending rates
(D) A climb usually in a lending rates

Q.24. The vital quantitative financial apparatus accessible with a Central Bank is—
(A) Retioning of credit
(B) Regulation of consumer credit
(C) Margin requirements
(D) Reserve comparative measure requirements

Q.25. Bank contingency exclude remuneration of a coupon where—
(A) Cheque is not dated
(B) Where coupon is stale, i.e. date has expired
(C) Payment has been stopped by customer
(D) The coupon is not presented during operative hours of Bank

No comments:

Post a Comment