Sunday, 22 November 2015

Expected Bank Jobs IBPS Clerk Exam : Banking Awareness Questions and Answers Quiz- 21

1. Under RBI NEFT system, what is the maximum limit of individual transaction presently?
(a) Rs. 2 lac
(b) Rs. 20 lac
(c) Rs. 200 lac
(d) Rs. 2000 lac
(e) No ceiling

2. The transaction limit under mobile banking is Rs. _____ per customer for transactions involving purchase of goods and services and transfer of funds.
(a) 50000
(b) 25000
(c) 10000
(d) bank discretion

3. The committee that is associated with EFT system of RBI
(a) Rangarajan Committee
(b) Saraf Committee
(c) Shere Committee
(d) Narasimham Committee
(e) All of the above

4. The first committee (year 1985) that gave its recommendations relating to mechanization of banking system
(a) Rangarajan Committee
(b) Saraf Committee
(c) Shere Committee
(d) Narasimham Committee
(e) All of the above

5. The committee that gave its recommendation for drawing a perspective plan of computerization for the period 1990-94
(a) Shere Committee
(b) Narasimham Committee
(c) Rangarajan Committee
(d) Saraf Committee
(e) All of the above

6. The committee that recommended the introduction of electronic clearing services
(a) Rangarajan Committee
(b) Saraf Committee
(c) Shere Committee
(d) Kapoor Committee
(e) None of the above

7. The committee that suggested the cheque truncation system for interbank transactions
(a) Rangarajan Committee
(b) Shere Committee
(c) Vasudevan Committee
(d) Saraf Committee
(e) None of the above

8. 1998 Committee on Technology upgradation in Banking Sector is known as
(a) Narasimham Committee
(b) Vasudevan Committee
(c) Shere Committee
(d) Saraf Committee
(e) Kapoor Committee

9. The software that is used for a centralised environment in banking operations is called
(a) central branch solutions
(b) core banking situations
(c) centralized banking solutions
(d) centralized business solutions
(e) (a) and (c)

10. Which of the following kinds of environment is provided through Centralized Banking Solution software?
(a) any time banking
(b) any where banking
(c) bank customer instead of branch customer
(d) (a) and (b)
(e) All (a), (b) and (c)


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