Monday, 30 November 2015

Banking Awareness (IBPS Clerk) Quiz : 29

1. Loan taken by the person, not telling the purpose of taking loan is called ?
(a) Impersonal Loan
(b) NPA
(c) Personal Loan
(d) Concealed Loan
(e) Hidden Loan

 2. Public Sector Banks include ?
(a) 20 Nationalized Banks + State Bank of India + 5 SBI Associates + IDBI
(b) 20 Nationalized Banks + 6 Private Banks
(c) 14 Nationalized Banks + 6 SBI Associates + 7 Private Banks
(d) 20 Nationalized Banks + State Bank of India + 5 Private Sector Banks + IDBI
(e) 19 Nationalized Banks + State Bank of India + 6 SBI Associates

3. The formal way of lending includes lending from ?
(a) Private Sector Banks
(b) Co-operative Banks
(c) Public Sector Banks
(d) RRB
(e) All of the above

4. Which commission distributes the taxes between centre and states ?
(a) NITI Ayog
(b) Board of Direct Taxes
(c) Finance Commission
(d) National Development Counsel
(e) National Advisory Council

5. The facility not available in the BSBDA is ?
(a) deposit amount
(b) withdrawing of cash
(c) ATM Card
(d) withdrawal form facility
(e) All above facilities available

6. Which of the following is a third party product often sold by banks?
(a) Gift cheques
(b) Credit cards
(c) Debit cards
(d) Mutual funds
(e) All of the above

7. The co-operative bank is governed by the banking regulation Act 1949 and co-operative societies Act of
(a) 1962
(b) 1963
(c) 1960
(d) 1969
(e) 1965

8. A scheduled bank must be
(a) A corporative or company incorporated by any law in force in any place in India
(b) An institution notified by GOI
(c) A company as defined by companies act, 2013
(d) All of the above
(e) None of these

9. Kapoor committee, 1999 is related to ____.
(a) Micro-finance
(b) Restructuring of RRBs
(c) Capital Account convertibility
(d) Co-operative Banking Reforms
(e) None of these

10. Which of the following institution is meant for small and medium enterprises?
(a) RBI
(b) NABARD
(c) IFCI
(d) SIDBI
(e) None of these



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