Tuesday, 17 November 2015

Banking Awareness (IBPS Clerk Exam) Questions and Answers Free Mock Test Quiz -13

1. India’s first defence industrial bank will be set-up in which of the following states?
(a) Haryana
(b) Punjab
(c) Jammu and Kashmir
(d) Bihar
(e) Kerala

2. Which bank of India has introduced the fastest personal loan disbursal system?
(a) ICICI Bank
(b) HDFC Bank
(c) Kotak Mahindra Bank
(d) State Bank of India
(e) Yes Bank

3. The Application Supported by Blocked Amount (ASBA) is related to which of the following sector?
(a) Insurance Sector
(b) Export-Import
(c) Other than those given as options
(d) Capital market
(e) Commodity market

4. Coins up to _______ paise are called as ‘small coins’.
(a) 50
(b) both 25 and 10
(c) 10
(d) Rs.1
(e) 25

5. Banks have to declare CAR in their balance sheet. What is the full form of CAR?
(a) Court Appointed Receiver
(b) Computer Assisted Retrieval
(c) Capital At Risk
(d) Computer Assisted Reporting
(e) Capital Adequacy Ratio

6. As per the RBI annual report 2014-15, how many metric tonnes of gold is held by the Central Bank?
(a) 292
(b) 1000
(c) 850
(d) 145
(e) 557

7. Which one of the following is a credit information company in India?
(a) CARE
(d) ICRA

8. A bank include in the second schedule of RBI is called as
(a) Commercial Bank
(b) Scheduled Bank
(c) Cooperative Bank
(d) National Bank
(e) Regional Rural Bank

9.According to the preliminary estimates released by the Reserve Bank of India, household financial saving placed at ______ of India’s national income in FY 2015.
(a) 10%
(b) 3%
(c) 7.3%
(d) 5%
(e) 7.5%

10. Insurance service provided by various banks is commonly known as
(a) Micro Finance
(b) Portfolio Management
(c) Bancassurance
(d) Investment Banking
(e) Merchant Banking

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